nibs Start your trial

Know what you can spend today.

Nibs turns your budget into one number for today, rolls the rest forward, and keeps your bills covered.

Start your 14-day trial See how it works

Left to spend today

$38.00

$50.00 today, including $12.00 rolled over

$12.00 spent of $50.00

Nibs default

You've got $38 to spend today.

How Nibs works

One number a day, and three small habits behind it.

  1. 1

    Start with one number

    Each morning Nibs gives you a daily allowance. That's the number you spend against, and what's left is always one glance away.

  2. 2

    Log a purchase in a few taps

    Enter an amount, pick a category, and save. Your number updates straight away.

  3. 3

    Keep what you don't spend

    Whatever is left at the end of the day rolls into tomorrow. That's how today's allowance became $50.00, with $12.00 rolled over.

Upcoming bills

  • Rent
    Due Oct 31
    $1,850.00
  • Phone
    Due Nov 13
    $62.00
  • Car insurance
    Due Nov 15
    $160.00

Your bills stay covered

Nibs keeps your upcoming bills in one list and sets money aside each week, so rent day is never a surprise.

Honest, never preachy

Nibs talks like a friend who is good with numbers. It leads with the real figure, keeps it short, and explains what changed in plain words.

Morning check-in

“You've got $38 to spend today.”

Evening check-in

“Anything else to log before I close the books?”

When you overspend

“That puts you $12 over. I took it from the bills account, so here's what changes.”

Privacy comes first

Nibs uses AI to help you plan and budget, and the AI never has your data.

The chat

Nibs uses AI to help you plan and budget in the chat. That is the only part of Nibs that uses it.

The numbers

Every calculation happens on your device.

Your data

Your data is stored securely and encrypted on our servers, so you can use Nibs on all your devices. The AI never has it.

Opt out

If you'd rather not use the AI features, you can opt out.

Simple pricing

Start with a 14-day trial. A card is needed to begin. Prices are in Canadian dollars, before tax.

Monthly

Pay month to month.

$6.99 per month

Start your 14-day trial

Yearly

Saves $24.88

That's $24.88 less than twelve months at the monthly price.

$59 per year

Start your 14-day trial

Prices are in Canadian dollars, before tax.

Nibs app icon

Save Nibs to your Home Screen

Nibs runs in your browser, so there's nothing to download. On iPhone, tap Share, then Add to Home Screen, and it opens like an app.

Questions

Is Nibs a financial advisor?
No. Nibs is a budgeting helper. It gives you the real number and explains changes in plain words. It doesn't give tax or investment advice.
Does the AI see my data?
No. Nibs uses AI to help you plan and budget, and the AI never has your data. Every calculation happens on your device. Your data is stored securely and encrypted on our servers, so you can use Nibs on all your devices. You can also opt out of the AI features.
Does Nibs connect to my bank?
No. You log each purchase yourself, with an amount and a category.
What does it cost?
$6.99 a month or $59 a year, in Canadian dollars, before tax. You start with a 14-day trial, and a card is needed to begin.
Who is Nibs for?
People with weekly or variable income who want one simple number for today, instead of a full accounting system.
Where is Nibs available?
Canada first, priced in Canadian dollars.